Attention homeowners in Tuscaloosa and Tuscaloosa County: Get an Appraisal today!

The top 7 reasons AL homeowners need Shamrock Appraisals, Inc.:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Tuscaloosa county's assessment of your propertyvalue
  3. To lower their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a AL divorce, when real estate property needs to be divided
  7. Settle an estate in AL by determining the true market value of real estate in question

Own a home in or near Tuscaloosa, AL and need help determining the price of it?
Contact Shamrock Appraisals, Inc..

We at Shamrock Appraisals, Inc. understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Shamrock Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you dismiss unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's going down. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Shamrock Appraisals, Inc. is your number one weapon.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Shamrock Appraisals, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have a professional double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Shamrock Appraisals, Inc. can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Shamrock Appraisals, Inc. can help you with that. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.