Attention homeowners: Real estate appraisal services for in Tuscaloosa and Tuscaloosa County
Here are the top seven reasons why AL homeowners hire Shamrock Appraisals, Inc.:
Do you own a home in or near Tuscaloosa? Do you need help determining the value of your real estate?
We at Shamrock Appraisals, Inc. understand the particular needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Shamrock Appraisals, Inc., are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping people just like you remove unnecessary PMI insurance.
Challenging Tuscaloosa county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a region that is declining. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal from Shamrock Appraisals, Inc. is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be inconvenient from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Shamrock Appraisals, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for verity? Shamrock Appraisals, Inc. offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.